Do the maths

The lessons teach the concepts. These four tools let you run your own numbers: no sign-up, nothing stored, just answers.

Each calculator pairs with a track: Savings Goal with Saving, Compound Interest and Loan Payoff with Interest and Debt, Inflation Impact with Inflation.

Savings Goal Calculator

Planning rent, a laptop, or japa savings? Enter your target and what you can put aside monthly, and see exactly how many months it takes. Add an interest rate if the money sits in a locked plan, interest shortens the wait.

18 months (1 years, 6 months)to reach ₦500,000 saving ₦25,000 a month at 15% annual interest

Compound Interest Calculator

This is the "interest earning interest" effect from the Interest track, in action. Watch how a starting amount plus steady monthly contributions snowballs over years. Try 5 vs 15 years and see why starting early beats starting big.

1,096,463
You put in:
700,000
Interest earned:
396,463

Inflation Impact Calculator

Cash sitting idle quietly loses buying power every year. Enter an amount and today's inflation rate to see what it will really be worth in a few years. Fair warning: this one stings, and it is meant to.

100,000 today will buy only ₦32,768 worth of goods in 5 yearsThat is ₦67,232 in lost purchasing power.

Loan Payoff Calculator

Before taking any loan, or while repaying one, see the true picture: how many months it takes to clear at your payment level, and the total interest you will hand over. Try increasing the monthly payment and watch the interest cost drop.

22 months to pay off
Total you will pay:
660,000
Interest cost:
160,000