Free · No sign-up required

Learn money the way Naija actually spends it.

Interactive lessons on budgeting, saving, debt, interest, inflation, and investing. Real naira examples. Real scenarios. Five minutes a day.

Savings goal calculator

See how long it takes to hit your number.

20 monthsto reach ₦500,000 saving ₦25,000 a month

School taught you Pythagoras. Nobody taught you money.

You know you should budget. You know you should save. But knowing and doing are different things, especially when every financial resource you find uses dollars, assumes you have a 401k, and has never heard of ajo.

KoboPlan teaches personal finance through interactive lessons built for how Nigerians actually live with money. Every example uses naira. Every scenario reflects decisions you face for real: splitting rent in Lagos, calculating what "buy now pay later" actually costs, budgeting around family obligations.

Not blog posts you bookmark and never read. Not videos you watch once and forget. Structured lessons where you solve problems, answer questions, and build skills that stick.

Six tracks. Sixty lessons. All free.

Short lessons, 5 minutes each

Budgeting

Making your salary last from month to month, not just week one.

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Saving

Ajo, esusu, and why "small small" adds up faster than you think.

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Debt

Good debt, bad debt, and what borrowing really costs you.

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Interest

How banks and loans actually calculate what you owe or earn.

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Inflation

Why ₦1,000 buys less every year, and what to do about it.

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Investing

What investing actually is, and how to spot the scams that pretend to be it.

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How it works

01

Pick a track

Choose what you want to learn first. Each track is independent, so start wherever your biggest gap is.

02

Do the lesson

Read a short explanation with real naira examples, then solve an interactive scenario to prove you understood it.

03

Build your streak

Come back tomorrow. Five minutes a day builds knowledge that compounds, just like the interest you are about to learn about.

Gift it

Stop being the family bank. Start being the family teacher.

You can send someone money, and it will be gone by Friday. Or you can give them the skills to make every naira after that go further. A sibling starting their first job, a friend drowning in loan apps, a parent, a cousin, anyone whose money story you want to change.

Gift KoboPlan and they get the full structured programme: sixty interactive lessons that teach what school never did. Whether you are sending it from London, Lagos, or Houston, the lessons meet them where they are.

Gift KoboPlan for £7.99
🎁

One-time gift

£7.99

Full access to all tracks. Progress dashboard. Completion certificate. Refund guarantee.

One money tip, every week

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